Lock In A Rate. Watch It Grow.
A Share Certificate is one of the simplest, most secure ways to put your money to work. Choose a term, lock in a guaranteed dividend rate, and let it grow.
Certificates earn higher dividends than a FREE savings account, with flexible terms that fit your timeline. Your rate is fixed for the full term, so you know exactly what you will earn from the day you open it. When it matures, keep going or move the funds wherever you need them.
Why Choose A Share Certificate
Guaranteed growth with none of the surprises.
Higher Dividends
Earn more than a FREE savings account by committing your funds for a set term.
Fixed, Guaranteed Rate
Your dividend rate is locked for the full term, so your earnings are guaranteed from day one.
Flexible Terms
Choose any term from 6 months to 60 months to match your savings goals.
No Service Fees
No service or transaction fees. An early withdrawal penalty may apply if you close before maturity.
Built For Savers
Secure, Predictable, And Insured
Jumbo Certificates
Have more to invest? Jumbo Certificates are available for larger balances.
Federally Insured
Your certificate is insured to at least $250,000 by the NCUA, a U.S. Government agency.
Member Owned
Competitive rates set by a not for profit credit union that answers to members, not shareholders.
Pro Tip
Think in ladders. Split your savings across certificates with different terms and one matures every so often, giving you a regular chance to reinvest at current rates or take the cash. You never have to wait 60 months to reach it all.
View Certificate Rates →Compare Your Savings Options
Not sure a certificate is the right fit? Explore the rest of the Deposits lineup.
New To Transport CU?
Become A Member, Then Start Earning
Membership starts with a $5 Share Savings Account. Once you join, opening a certificate takes just minutes and your guaranteed rate starts working right away.
What Is a Share Certificate?
A share certificate is a savings account with a fixed term and a fixed dividend. You deposit a set amount, agree to leave it in place for a chosen length of time, and earn a guaranteed return over that term. Because the money stays put, a share certificate pays more than a regular savings account. At the end of the term you can withdraw the funds or roll them into a new certificate.
Talk To A Real Person
Your Transport CU Member Team
Real people, right here in Tampa. Call, email, or stop by and we will walk you through it, no pressure and no jargon.
Call 1 (800) 237-5567 Email Our TeamQuick Contact
- Member Services: 1 (800) 237-5567
- Email: memberrelations@transportfcu.com
- Address: 8916 Sabal Industrial Blvd, Tampa, FL 33619
- Hours: Mon, Tue & Thu 8AM to 5PM | Wed 10AM to 5PM | Fri 8AM to 5:30PM
Grow Your Money With Confidence
Lock in a guaranteed rate today with a Transport CU Share Certificate.
Open A Certificate View Certificate Rates