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Savings Rates

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Savings and Checking Rates
NameDividend RateAPYCompounding
Savings 0.30% 0.30% Quarterly
Checking 0.01% 0.01% Quarterly

Share Certificates
Effective Date: Saturday, September 13th, 2025
TermRateAPY*
6 Months 3.60% 3.65%
12 Months 3.65% 3.70%
24 Months 3.70% 3.75%
36 Months 3.50% 3.55%
48 Months 3.45% 3.49%
60 Months 3.40% 3.44%
Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.

Jumbo Certificates
Effective Date: Saturday, September 13th, 2025
TermRateAPY*
6 Months 4.25% 4.32%
12 Months 4.30% 4.37%
24 Months 4.35% 4.42%
36 Months 3.75% 3.80%
48 Months 3.70% 3.75%
60 Months 3.65% 3.70%
Jumbo Certificate rates require a $100,000.00 minimum deposit. Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.

Other Accounts
Effective Date: Saturday, September 13th, 2025
Loan TypeMinimum BalanceRateAPY*
Share Account $100 + 0.30% 0.30%
FREE Checking $750 + 0.01% 0.01%
IRA Shares None 0.30% 0.30%
Money Market $0-2,499 0.30% 0.30%
Money Market $2,500-9,999 1.20% 1.21%
Money Market $10,000-19,999 1.25% 1.26%
Money Market $20,000-99,999 1.30% 1.31%
Money Market $100,000 + 1.85% 1.86%
Minimum Balance = Average Daily Minimum Balance
Rates and terms subject to change.

 

* Annual Percentage Yield

Terms and Conditions, Electronic Transfers, Funds Availability, and Truth In Savings are disclosed in the Important Account Information Brochure.  For more information, please contact us.

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