A HELOC Can Help You Cover More Than One Upgrade.
As low as 6.25% APR*!
Put the equity you've built in your home to work for the home you want.
Your home is your biggest investment. A Home Equity Line of Credit (HELOC) from Transport Credit Union lets you tap into the equity you've already earned to fund the improvements that matter most. Whether that's one big project or several upgrades over time. Unlike a traditional home improvement loan, a HELOC gives you a revolving line of credit: draw what you need, when you need it, and only pay interest on what you use.
Competitive Rate
Rates as low as 6.25% APR* far lower than most credit cards or personal loans, so more of your money goes toward your home, not interest.
Draw as You Go
Fund one project now, draw again for the next. Your HELOC stays open so you can tackle improvements on your schedule, not all at once.
More Than One Upgrade
Kitchen. Bathroom. Roof. Floors. One line of credit can cover them all and potentially increase the value of your home in the process.
What Can You Improve?
From essential repairs to full-scale renovations, a Transport CU Home Improvement HELOC gives you the financial flexibility to get it done right:
- Kitchen Remodels — New cabinets, countertops, appliances, and flooring. Transform the heart of your home.
- Bathroom Upgrades — From fresh fixtures to a full renovation, give every bathroom the update it deserves.
- Roofing & Windows — Protect your investment and improve energy efficiency with structural upgrades that add lasting value.
- Additions & Expansions — Add a room, finish the basement, build a garage. Your HELOC grows with your vision.
- Outdoor Living Spaces — Decks, patios, landscaping, and pools. Make the most of every square foot of your property.
- Energy Efficiency Improvements — Solar panels, insulation, HVAC upgrades — improvements that pay you back over time.
How It Works
- Apply — Contact one of our Member Representatives to start your HELOC application. We'll walk you through every step of the process.
- Get Approved — We evaluate your home equity, credit profile, and financial situation to establish your line of credit amount.
- Start Your Project — Access your funds when you're ready. No need to reapply for each project or draw.
- Pay Only What You Use — Interest accrues only on your outstanding balance, keeping costs low as your home's value grows.
Let's Get Started
Ready to make your home everything you've imagined? Our Member Representatives are here to help you find the right HELOC for your project and your budget.
- Phone: (813) 621-9631
- Address: 8916 Sabal Industrial Blvd, Tampa, FL 33619
- Hours: Mon, Tue, Thu & Fri: 8:00 AM – 5:00 PM | Wed: 10:00 AM – 5:00 PM
Not yet a member? Join Transport Credit Union today and discover what it means to bank where you are a member — not a number.
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