Credit Union Checking Account. No Minimums. No Per-Check Fees.
A credit union checking account that works the way checking should. No minimum balance, no per-check charges, and 24/7 access to your money, for members across Tampa Bay.
At Transport Credit Union, free actually means free. Our free credit union checking account gives you full access to your money without the strings most banks attach. No monthly minimums to chase. No per-check charges nibbling away at your balance. Just a straightforward checking account backed by the people who know you by name.
What's Included
Loaded With The Tools You Actually Use
EMV Visa Debit Card
Swipe, or insert at Visa merchants worldwide, with free cash at Publix Presto!, Co-Op, and 7-Eleven ATMs nationwide.
Home Branch Online Banking
Manage your account from anywhere, on any device, whenever you need to.
Text Alerts
Sign up for transportcu texting and get account updates delivered straight to your phone.
Early Direct Deposit
Your paycheck, sooner. Automatic once your direct deposit is set up, at no extra cost.
Member-First Service
Real people, ready to help. Call, email, or visit us in Tampa.
Federally Insured
Your deposits are insured to at least $250,000 by the NCUA, a U.S. Government agency.
Pro Tip
Set up direct deposit on day one. You unlock Early Direct Deposit right away, and you can split part of every paycheck straight into Savings so your balance grows before you ever see the money.
Call To Set It Up →
Your Branch Is Wherever You Are
Home Branch Online Banking comes with every FREE Checking Account, 24/7 and on any device:
- Check balances any time, any day
- Transfer funds between your accounts
- Pay bills without writing a stamp into your budget
- Sign up for transportcu text alerts and get updates on your phone
How To Open Your Account
Three steps, and most members are done in minutes.
Confirm Eligibility
Membership is what makes Transport CU different. Check if you qualify in just a few minutes.
Apply
Reach out by phone, email, or in person. A Member Representative walks you through the application, no jargon.
Start Banking
Get your EMV Visa Debit Card, log in to online banking, and you're ready to go.
Round Out Your Accounts
Your FREE Checking pairs perfectly with the rest of the Deposits lineup.
New To Transport CU?
You're Not A Customer. You're An Owner.
Every member has a voice, a stake, and a team that knows them by name. Joining starts with a $5 Share Savings Account, and once you're in, you unlock FREE Checking, competitive loan rates, and a financial partner built around members since day one. Membership eligibility applies.
FREE Checking FAQ
The questions we hear most, answered straight.
Talk To A Real Person
Your Transport CU Member Team
Real people, right here in Tampa. Call, email, or stop by and we will walk you through it, no pressure and no jargon.
Call 1 (800) 237-5567 Email Our TeamQuick Contact
- Member Services: 1 (800) 237-5567
- Email: memberrelations@transportfcu.com
- Address: 8916 Sabal Industrial Blvd, Tampa, FL 33619
- Hours: Mon, Tue & Thu 8AM to 5PM | Wed 10AM to 5PM | Fri 8AM to 5:30PM
Bank Where You're A Member, Not A Number
Open your FREE Checking Account and get checking the way it should be. It only takes a few minutes.
Open Your Account Call Us Now