Member Protection
Protection That Puts You First
Transport CU acts in our members' best interest. That is why most of our loan protection products are available for up to 50% less than similar products sold at the dealership.
From covering the gap on a totaled car to keeping your loan payments going when life takes an unexpected turn, we help you protect what you have worked for.
Protect Your Loan And Vehicle
Three Ways To Stay Ahead Of The Unexpected
Keep a totaled car, a surprise repair, or a change in income from turning into a financial setback.
Guaranteed Auto Protection
Covers what you still owe after a total loss.
If your vehicle is totaled or stolen, your insurance pays only what it is worth. Owe $25,000 and get paid $20,000? GAP helps cover the $5,000 difference.
Includes Auto Advantage: deductible reimbursement up to $500 per loss, twice a year for three years.
One time cost of $495, or add it to your loan.
Call 813.621.9631Extended Warranty
Mechanical repair coverage for your car or truck.
A covered breakdown should not derail your budget. Our extended warranty helps cover major repairs on the sophisticated systems in today's vehicles.
Save up to 50% compared to buying coverage at the dealership.
Call 813.621.9631Debt Protection with Life Plus
Keeps your loan on track when life changes.
Life Plus helps cover or cancel your loan payments during covered life events:
Job loss Disability Death Terminal illness Hospitalization Family medical leave
Call 813.621.9631The Dealership Markup
Why Pay More For The Same Protection?
Dealerships mark up loan protection, sometimes to nearly double. As a member owned credit union, we pass the savings back to you.
Compare At A Glance
Which Protection Does What
Not sure which one you need? Here is how the three loan protection products line up.
| Product | What It Protects | When It Helps | Good For |
|---|---|---|---|
| Guaranteed Auto Protection | Your loan balance | Your vehicle is totaled or stolen and you owe more than it is worth | A newer auto loan or a smaller down payment |
| Extended Warranty | Your wallet against repairs | Your vehicle has a covered mechanical breakdown | Drivers who want to avoid surprise repair bills |
| Debt Protection with Life Plus | Your loan payments | You lose income from job loss, disability, illness, or death | Anyone who wants a safety net on their loan |
Protect Your Family And Home
Coverage For The People And Things That Matter Most
Through our partnership with TruStage, members get trusted insurance at member rates. Request a fast, no obligation quote online.
The Transport CU Difference
Real Protection, Real Value
Up To 50% Less
Most loan protection costs up to 50% less than similar coverage at the dealership.
In Your Best Interest
Member owned, so we recommend what protects you, not what pads a profit.
Auto Advantage Included
GAP comes with deductible reimbursement up to $500 per loss.
Local, Personal Help
A real team that knows your name and walks you through it, no pressure.
Get Started
How To Get Protected
It only takes a quick conversation.
Good To Know
Insurance And Warranty FAQ
The questions we hear most, answered straight.
Protect What Matters
Real protection, real value, and real local service. Call our team and we will help you find the right coverage.
Call 813.621.9631 Get An Insurance Quote